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When to Repair vs. Replace Your Roof

January 202610 min read

Your roof is showing signs of wear. Maybe there's a leak, some missing shingles, or your roof just looks old and tired. The big question: should you repair it or replace the whole thing? This guide will help you make that decision with confidence.

The Age Factor: How Old Is Too Old?

Every roofing material has an expected lifespan. Knowing where your roof falls in its lifecycle is the first step in making this decision.

MaterialExpected LifeConsider Replacing At
3-Tab Asphalt Shingles15-20 years12-15 years
Architectural Shingles25-30 years20-25 years
Cedar Shake20-30 years15-20 years
Metal Roofing40-70 years30-50 years
Tile/Slate50-100+ years40-75 years

The 80% Rule: If your roof has used up 80% or more of its expected lifespan and needs significant repairs, replacement usually makes more financial sense.

Signs Your Roof Can Be Repaired

Many roof problems can be fixed without a full replacement. Here are situations where repair is typically the right call:

Good Candidates for Repair

  • Minor leak in one area
  • A few missing or damaged shingles
  • Damaged flashing around chimney or vents
  • Localized moss or algae growth
  • Clogged or damaged gutters
  • Roof is less than 15 years old

Typical Repair Costs

  • Minor leak repair: $150 - $400
  • Shingle replacement (small area): $200 - $500
  • Flashing repair: $200 - $600
  • Moss treatment: $250 - $500
  • Valley repair: $400 - $1,000

Signs You Need a Full Replacement

Some roof problems are too extensive for repair, or repairing would only delay the inevitable. Here's when replacement makes more sense:

Warning Signs Requiring Replacement

Widespread shingle damage - More than 30% of shingles are curling, cracking, or missing granules

Multiple leaks - Water intrusion in several areas indicates systemic failure

Sagging roof deck - Visible dips or sags mean structural damage underneath

Daylight through roof boards - If you see light from the attic, you have serious problems

Extensive moss damage - When moss has lifted shingles and compromised the underlayment

Previous layer already present - If there's already a second layer, you must tear off

Age + any issues - Roof is 80%+ through its lifespan and showing problems

Cost Comparison: Repair vs. Replace

The math isn't always straightforward. Here's how to think about the financial decision:

The 25% Rule

If repairs would cost more than 25% of a full replacement, and your roof is past the halfway point of its lifespan, replacement usually makes more sense financially.

Full Replacement Costs (Seattle Area)

For an average 2,000 sq ft home:

3-Tab Asphalt: $8,000 - $12,000

Architectural Shingles: $12,000 - $18,000

Metal Roofing: $18,000 - $30,000

Cedar Shake: $20,000 - $35,000

Hidden Costs to Consider

When comparing repair vs. replacement costs, remember that repairs may need to be repeated. Three $1,500 repairs over five years = $4,500 spent, plus you still have an aging roof. A $15,000 replacement that lasts 30 years may be the better investment.

Pacific Northwest Considerations

Our climate creates unique challenges that affect the repair/replace decision:

Moss and Moisture

Seattle's damp climate means moss is a constant battle. Light moss can be treated, but if it's lifted shingles or grown under them, the damage may be too extensive to repair. Moss prevention (zinc strips) should be part of any replacement.

Cedar Shake Challenges

Many older Seattle homes have cedar shake roofs. While beautiful, they require more maintenance in our climate. If your cedar shake is failing, consider whether you want to replace with cedar (expensive, high maintenance) or convert to composition (more affordable, lower maintenance).

Storm Damage

We get periodic windstorms that can damage roofs. If storm damage is limited to one area, repair makes sense. But if the storm revealed underlying weakness throughout the roof, replacement might be smarter—especially if insurance is involved.

Timing Matters

In Seattle, you can do roof work year-round, but late spring through early fall is ideal. If your roof is borderline and it's October, you might do a temporary repair to get through winter and replace in spring. Never delay emergency repairs, but full replacements can sometimes be timed for better weather.

Making the Final Decision

Choose Repair If:

Damage is isolated to one area

Your roof is less than 50% through its expected life

Repair cost is less than 25% of replacement

The underlying structure is sound

You plan to sell within 5 years (repair may be enough)

Choose Replacement If:

Damage is widespread across the roof

Your roof has reached 80%+ of its expected lifespan

You've already done multiple repairs

The deck or structure shows damage

You plan to stay in your home long-term

Energy efficiency is a priority (new roofs insulate better)

When to Get a Professional Opinion

This guide gives you a framework, but every roof is different. A professional inspection can reveal problems invisible from the ground—and a good roofer will tell you honestly whether you need a replacement or just repairs.

Not Sure What Your Roof Needs?

We offer free roof inspections with detailed photos and honest recommendations. We'll tell you exactly what your roof needs—even if that's just a minor repair or nothing at all.

Schedule Free Inspection